Is Zombie Debt Coming Back to Haunt You? Tips On How To Deal With Debt Scavengers

Did you get a call from a debt collection agency regarding some old debt you thought was dead? Zombie debt collectors, or debt scavengers, or junk debt buyers are making a profit on consumers that don't know their rights. You may no longer be legally responsible for this debt, so do your research before you say anything to these debt collectors and before you make any promises or any payments. You have rights and you may not owe them a dime. Read on for tips on how to deal with harassment by debt scavengers, including the California Statute of Limitations, affirming the debt, and some rights under the Fair Debt Collection Practices Act.

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