Debt was, once upon a time, considered to be bad. However, times have changed. Nowadays, we don't think twice before committing ourselves to indebtedness. But we need to be careful. Not all loans are good. Loans that finance the consumption are bad and must be shunned. Loans that build assets are worth a look. But banks may not always be giving the correct picture. Therefore, it is for us delve deep into any loan offer and make the right choice.
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